Crecivo.

Privacy Policy

Last updated: July 06, 2026

This Privacy Policy describes Our policies and procedures on the collection, use and disclosure of Your information when You use the Service and tells You about Your privacy rights and how the law protects You.

We use Your Personal Data to provide and improve the Service. By using the Service, You agree to the collection and use of information in accordance with this Privacy Policy.

Interpretation and Definitions

Interpretation

The words whose initial letters are capitalized have meanings defined under the following conditions. The following definitions shall have the same meaning regardless of whether they appear in singular or in plural.

Definitions

For the purposes of this Privacy Policy:

  • Account means a unique account created for You to access our Service or parts of our Service.
  • Affiliate means an entity that controls, is controlled by, or is under common control with a party, where "control" means ownership of 50% or more of the shares, equity interest or other securities entitled to vote for election of directors or other managing authority.
  • Business, for the purpose of CCPA/CPRA, refers to the Company as the legal entity that collects Consumers' personal information and determines the purposes and means of the processing of Consumers' personal information, or on behalf of which such information is collected and that alone, or jointly with others, determines the purposes and means of the processing of consumers' personal information, that does business in the State of California.
  • CCPA and/or CPRA refers to the California Consumer Privacy Act (the "CCPA") as amended by the California Privacy Rights Act of 2020 (the "CPRA").
  • Company (referred to as either "the Company", "We", "Us" or "Our" in this Privacy Policy) refers to Future Ready Business LLC, 7013 Mapleshade Way Aubrey TX 76227.
  • Consumer, for the purpose of the CCPA/CPRA, means a natural person who is a California resident.
  • Cookies are small files that are placed on Your computer, mobile device or any other device by a website, containing the details of Your browsing history on that website among its many uses.
  • Country refers to: Texas, United States
  • Device means any device that can access the Service such as a computer, a cell phone or a digital tablet.
  • Do Not Track (DNT) is a concept that has been promoted by US regulatory authorities, in particular the U.S. Federal Trade Commission (FTC), for the Internet industry to develop and implement a mechanism for allowing internet users to control the tracking of their online activities across websites.
  • Personal Data (or "Personal Information") is any information that relates to an identified or identifiable individual. For the purposes of the CCPA/CPRA, Personal Data means any information that identifies, relates to, describes or is capable of being associated with, or could reasonably be linked, directly or indirectly, with You. We use "Personal Data" and "Personal Information" interchangeably unless a law uses a specific term.
  • Service refers to the Website.
  • Service Provider means any natural or legal person who processes the data on behalf of the Company. It refers to third-party companies or individuals employed by the Company to facilitate the Service, to provide the Service on behalf of the Company, to perform services related to the Service or to assist the Company in analyzing how the Service is used.
  • Usage Data refers to data collected automatically, either generated by the use of the Service or from the Service infrastructure itself (for example, the duration of a page visit).
  • Website refers to Crecivo, accessible from https://crecivo.com.
  • You means the individual accessing or using the Service, or the company, or other legal entity on behalf of which such individual is accessing or using the Service, as applicable.

Collecting and Using Your Personal Data

Types of Data Collected

Personal Data

While using Our Service, We may ask You to provide Us with certain personally identifiable information that can be used to contact or identify You. Personally identifiable information may include, but is not limited to:

  • Email address
  • First name and last name

Usage Data

Usage Data is collected automatically when using the Service. Usage Data may include information such as Your Device's Internet Protocol address (e.g. IP address), browser type, browser version, the pages of our Service that You visit, the time and date of Your visit, the time spent on those pages, unique device identifiers and other diagnostic data.

When You access the Service by or through a mobile device, We may collect certain information automatically, including, but not limited to, the type of mobile device You use, Your mobile device's unique ID, the IP address of Your mobile device, Your mobile operating system, the type of mobile Internet browser You use, unique device identifiers and other diagnostic data.

Tracking Technologies and Cookies

We use Cookies and similar tracking technologies to track the activity on Our Service and store certain information. The technologies We use may include:

  • Cookies or Browser Cookies. A cookie is a small file placed on Your Device. You can instruct Your browser to refuse all Cookies or to indicate when a Cookie is being sent. However, if You do not accept Cookies, You may not be able to use some parts of our Service.
  • Web Beacons. Certain sections of our Service and our emails may contain small electronic files known as web beacons that permit the Company to count users who have visited those pages or opened an email and for other related website statistics.

Where required by law, we use non-essential cookies (such as analytics cookies) only with Your consent. We use both Session and Persistent Cookies for the purposes set out below:

  • Necessary / Essential Cookies — Session Cookies administered by Us. Essential to provide services available through the Website and to authenticate users.
  • Cookies Policy / Notice Acceptance Cookies — Persistent Cookies administered by Us. Identify if users have accepted the use of cookies on the Website.
  • Functionality Cookies — Persistent Cookies administered by Us. Allow Us to remember choices You make when You use the Website.
  • Tracking and Performance Cookies — Persistent Cookies administered by Third Parties. Used to track information about traffic to the Website and how users use the Website.

Use of Your Personal Data

The Company may use Personal Data for the following purposes:

  • To provide and maintain our Service, including to monitor the usage of our Service.
  • To manage Your Account and Your registration as a user of the Service.
  • For the performance of a contract for products or services You have purchased.
  • To contact You by email regarding updates or informative communications related to the functionalities, products or contracted services.
  • To provide You with news, special offers, and general information about other goods, services and events which We offer that are similar to those that you have already purchased or inquired about unless You have opted not to receive such information.
  • To manage Your requests.
  • For business transfers in connection with a merger, acquisition or asset sale.
  • For other purposes such as data analysis, identifying usage trends, and to evaluate and improve our Service.

We may share Your Personal Data in the following situations:

  • With Service Providers to monitor and analyze the use of our Service and for payment processing.
  • For business transfers in connection with a merger, sale of Company assets, or acquisition.
  • With Affiliates, in which case we will require those affiliates to honor this Privacy Policy.
  • With business partners to offer You certain products, services or promotions.
  • With Your consent for any other purpose.

Retention of Your Personal Data

The Company will retain Your Personal Data only for as long as is necessary for the purposes set out in this Privacy Policy. We apply different retention periods to different categories of Personal Data:

  • Account Information — retained for the duration of your account relationship plus up to 24 months after account closure.
  • Customer Support Data — up to 24 months from the date of ticket closure.
  • Usage Data / Analytics — up to 24 months from the date of collection.
  • Financial and Transaction Data — up to 10 years to comply with tax laws and financial regulations. Credit/debit card details are not stored on Our servers; they are processed by Stripe.

Transfer of Your Personal Data

Your information, including Personal Data, is processed at the Company's operating offices and in any other places where the parties involved in the processing are located. The Company will take all steps reasonably necessary to ensure that Your data is treated securely and in accordance with this Privacy Policy.

Delete Your Personal Data

You have the right to delete or request that We assist in deleting the Personal Data that We have collected about You. You may update, amend, or delete Your information at any time by signing in to Your Account and visiting the account settings section. You may also contact Us to request access to, correct, or delete any Personal Data that You have provided to Us. See our Data Deletion Policy for full details.

Disclosure of Your Personal Data

Business Transactions

If the Company is involved in a merger, acquisition or asset sale, Your Personal Data may be transferred. We will provide notice before Your Personal Data is transferred and becomes subject to a different Privacy Policy.

Law Enforcement

Under certain circumstances, the Company may be required to disclose Your Personal Data if required to do so by law or in response to valid requests by public authorities (e.g. a court or a government agency).

Other Legal Requirements

The Company may disclose Your Personal Data in the good faith belief that such action is necessary to comply with a legal obligation, protect and defend the rights or property of the Company, prevent or investigate possible wrongdoing in connection with the Service, or protect against legal liability.

Security of Your Personal Data

The security of Your Personal Data is important to Us, but remember that no method of transmission over the Internet, or method of electronic storage is 100% secure. While We strive to use commercially reasonable means to protect Your Personal Data, We cannot guarantee its absolute security. Our database uses row-level security scoped to your household, and uploaded documents are accessible only via short-lived signed URLs.

Detailed Information on the Processing of Your Personal Data

The Service Providers We use may have access to Your Personal Data. These third-party vendors collect, store, use, process and transfer information about Your activity on Our Service in accordance with their Privacy Policies.

Infrastructure & Authentication

  • Supabase — database, authentication, and file storage provider. Processes account data, household data, and uploaded documents on our behalf.
  • Vercel — hosting and deployment provider. May process Usage Data including IP addresses and request logs.

Analytics

  • Google Analytics — Google Analytics is a web analytics service offered by Google that tracks and reports website traffic. Google uses the data collected to track and monitor the use of our Service. You can opt-out by installing the Google Analytics opt-out browser add-on. For more information, visit https://policies.google.com/privacy.
  • Vercel Analytics — privacy-preserving analytics provided by Vercel. For more information, visit https://vercel.com/docs/analytics/privacy-policy.

Email

  • Resend — transactional email delivery provider. Used to send one-time login codes, invite emails, and product notifications. Your email address is shared with Resend solely to deliver these messages.

Payments

We may provide paid products and/or services within the Service. We will not store or collect Your payment card details. That information is provided directly to Our third-party payment processors whose use of Your personal information is governed by their Privacy Policy.

CCPA/CPRA Privacy Notice (California Privacy Rights)

This privacy notice section for California residents supplements the information contained in Our Privacy Policy and it applies solely to all visitors, users, and others who reside in the State of California.

Categories of Personal Information Collected

  • Category A: Identifiers (name, email address, online identifiers, IP address) — Collected: Yes.
  • Category B: California Customer Records statute (name, financial information context) — Collected: Yes.
  • Category C: Protected classification characteristics — Collected: No.
  • Category D: Commercial information (subscription records) — Collected: Yes.
  • Category E: Biometric information — Collected: No.
  • Category F: Internet or other similar network activity — Collected: Yes.
  • Category G: Geolocation data — Collected: No.
  • Category H: Sensory data — Collected: No.
  • Category I: Professional or employment-related information — Collected: No.
  • Category J: Non-public education information — Collected: No.
  • Category K: Inferences drawn from other personal information — Collected: No.
  • Category L: Sensitive personal information — Collected: No.

Sale of Personal Information

We do not sell or share Your Personal Information in direct exchange for money or any other form of payment. We do not sell individual user data, household data, document contents, policy information, or financial information. We use analytics and email service providers as described above solely to operate the Service.

Your Rights under the CCPA/CPRA

If You are a resident of California, You have the right to: notice; know/access; say no to the sale or sharing of Personal Information; correct Personal Information; limit use and disclosure of sensitive Personal Information; delete Personal Information; and not be discriminated against for exercising these rights.

To exercise any of these rights, contact Us:

We will disclose and deliver the required information free of charge within 45 days of receiving Your verifiable request.

"Do Not Track" Policy (CalOPPA)

Our Service does not respond to Do Not Track signals. However, You can set Your preferences in Your web browser to inform websites that You do not want to be tracked.

Children's Privacy

Our Service does not address anyone under the age of 16. We do not knowingly collect personally identifiable information from anyone under the age of 16. If You are a parent or guardian and You are aware that Your child has provided Us with Personal Data, please contact Us and We will take steps to remove that information from Our servers.

Links to Other Websites

Our Service may contain links to other websites that are not operated by Us. We have no control over and assume no responsibility for the content, privacy policies or practices of any third party sites or services.

Changes to this Privacy Policy

We may update Our Privacy Policy from time to time. We will notify You of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date. We will let You know via email and/or a prominent notice on Our Service, prior to the change becoming effective.

Contact Us

If you have any questions about this Privacy Policy, You can contact us: